ITEMS
NEEDED FOR LOAN APPLICATION
1. Most
recent pay-stubs, covering a 30 day period for
all borrowers.
2. Copy of
last two years of W-2's.
3. Bank
statement copies (all pages) for ALL account
covering the last 2 months.
4. List of
ALL DEBTS OWED with account names, addresses,
numbers, balance and minimum monthly payments.
(I.E. credit cards, car payments, student loans,
timeshares, child support, alimony etc.).
5. Copies
of ALL asset accounts. ( I.E. stocks, bonds,
mutual funds, savings, 401K etc.).
6. Copy of
car title, if the car is less than five years
old and owned free and clear.
7. VA
Loans Only: Statement of Service, DD-214 (if
discharged from service), Certificate of
Eligibility (if you do not have one I will order
it for you). Transfer orders, and Advance Pay
information.
8. Copy of
documentation for ALL sources of income. This
includes but is not limited to Social Security,
child support, alimony etc.
9. Names,
addresses and phone numbers of your landlords
for the last 2years and your home addresses for
the last 2 years.
10. Employer's
name, address, and phone number for the previous
2 years.
11. If you have a
house to sell, please, send a copy of the
listing agreement or sales contract, and the
settlement statement when property is closed.
12. If bonus
commission and /or overtime incomes are being
used to qualify bring your last 2 years income
tax returns.
13. Real
Estate owned: Addresses, loan information,
value and current copy of lease, if applicable.
( Land, vacation home, investment etc.).
14. All
information regarding bankruptcy, foreclosures,
final divorce decree and separation agreement.
15. Self
Employed Only: Copies of the last 2 years
tax returns and all schedules and current year
to date Profit & Loss Statement.
16. Refinances:
Bring a copy of your Deed, Note, Settlement
Statement, Insurance Information and Survey.
PRIVACY
POLICY
A.J.
Williamson is the sole owner of the
information collected on this site. Neither A.J.
Williamson nor the team associates will
sell, share, or rent this confidential information
to others. Your privacy is the primary concern
for A.J. Williamson.
CONTACT POLICY
By submitting
personal information such as name, address, phone
number, email address and additional data, the
real estate client/prospect consents that A.J.
Williamson and his authorized representative
may contact client/prospect by phone, U.S. Postal Service,
or e-mail whether or not client/prospect is
participating in a state or federal or other
"do not contact" program of any type.
ALL
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Schools, About AJ, Choosing a
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